One of the best sites we have found for great tutorials, free elements, actions and photoshop templates can be found at THE COFFEE SHOP BLOG. The blog is the creation of Rita, a Stay At Home Mom (SAHM), who home schools her two sons while creating these amazing photography tools for others to benefit from.
Through Rita's site, we have learned how to create clipping masks, and develop some of our own Photoshop templates and actions. Her site is a MUST SEE SITE!
Some of our favorite actions, storyboards and templates are from Rita, and a LOT of our know-how has come from her tutorials. Stop by and say "hi" to her from us! Her link: http://www.thecoffeeshopblog.com/